INTEGRATED FINANCIAL SERVICES, LLC. Terms of Use (Effective Date: May 29, 2025):

Welcome to the IFS Website ("we", "our", or "us"). These Terms of Use govern your access to and use of our website located at integratedfinancialservices.com. By accessing or using the Site, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.

  1. Acceptance of Terms

    2. By accessing and using this Site, you confirm that you are at least 18 years old or have the consent of a parent or guardian, and that you agree to comply with these Terms.

  2. Changes to Terms

    3. We may update these Terms from time to time. Changes will be posted on this page with a new effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

  3. Use of the Site

    4. You agree to use the Site only for lawful purposes. You may not:

    • Attempt to gain unauthorized access to the Site or our systems.
    • Use the Site in a way that could impair its functionality or interfere with others’ use.
    • Copy, scrape, or otherwise harvest any content or data without our written permission.
  4. Intellectual Property

    5. All content on the Site, including text, graphics, logos, images, and software, is the property of integratedfinancialservices.com or its content suppliers and is protected by intellectual property laws. You may not reproduce, modify, or distribute any content without our prior written consent.

  5. Links to Third-Party Sites

    6. Our Site may contain links to third-party websites. These are provided for your convenience. We do not endorse or assume responsibility for the content, policies, or practices of any third-party sites.

  6. Disclaimer of Warranties

    7. The Site and its content are provided “as is” and “as available.” We make no warranties, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose. We do not guarantee that the Site will be error-free, uninterrupted, or secure.

  7. Limitation of Liability

    8. To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the Site.

  8. Termination

    9. We reserve the right to suspend or terminate your access to the Site, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site or us.

  9. Governing Law

    10. These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.